AHSEC| CLASS 11| FINANCE| QUESTION PAPER - 2017| H.S. 1ST YEAR

 

AHSEC| CLASS 11| FINANCE| QUESTION PAPER - 2017| H.S. 1ST YEAR

2017
FINANCE
Full Marks: 100
Time: 3 hours
The figures in the margin indicate full marks for the questions.

 

1. Answer the directed:   1x8=8

(a) In which year were the Presidency Banks of India amalgamated?

(b) The Banking Regulation Act was passed in the year _______. (Fill in the blank)

(c) What is barter system?

(d) State a characteristic of inflation.

(e) Write the full form of ATM.

(f) Who is a bank customer?

(g) Overdraft facility can be availed in current/ savings/fixed deposit account. (Choose the correct answer)

(h) Write what is indigenous banker.

2. What do you mean by trade cycle? 2

3. Give the meaning of Banking Ombudsman.     2

4. Write two advantages of current account.      2

5. Name any two public sector banks of India. 2

6. State two important functions of commercial bank.         2

7. What are the different types of e-banking services?  3

8. Explain the types of loans given by the commercial bank.  3

9. State the procedure of opening joint account.

10. Explain why Central Bank is called 'lender of last resort'.   3

11. State any three stimulating effects of inflation.     3

12. Discuss the general utility functions of a bank.     5

13. State about licencing of banks.      5

14. What are the differences between Commercial Bank and Central Bank?       5

15. Describe the characteristics of regional rural bank.       5

16. Explain the techniques of creating credit by a commercial bank.   5

17. Explain the techniques of creating credit by a commercial bank.   5

Or

Explain the meaning of depression.   5

18. State any two selective credit control techniques adopted by the RBI.   5

Or

Describe the procedure of opening a bank account in the name of a minor.     5

19. Discuss the evolution, origin, and growth of banking in India.   8

Or

What do you mean by internal and external organization of commercial bank? Describe the different departments of a commercial bank. 4+4=8

20. Discuss the causes and effects of inflation.  8

21. Explain in brief the various functions of the Central Bank.   8

Or

Explain the functions of Central Bank as (a) Bank of note issue and (b) Banker's bank.  4+4=8

22. Write short notes on any two of the following:    4x2=8

(a) Banker's clearing house

(b) Investment bank

(c) Recession

(d) Overdraft

(e) Pay-in-slip book

 

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